The Law Office of Bram C. Bevins
Bankruptcy Info and Fee



We focus on the 2 most common types of Bankruptcy:  Chapter 7 and Chapter 13. 

Chapter 7:

  • What is Chapter 7 Bankruptcy?
    • Total liquidation of unsecured debt, such as credit cards, medical bills, payday loans, etc. You must meet the applicable means test in order to file under Chapter 7.
    • This is the most common form of consumer bankruptcy.
  • What can filing for chapter 7 Bankruptcy relief do for me?
    • Stop harassing creditor calls
    • Stop lawsuits
    • Stop garnishments
    • Stop foreclosure
    • Start your credit life over
  • By filing for bankruptcy, won’t I lose my home, cars, and personal belongings?
    • In most cases, your personal items are exempt and you can usually keep your home and vehicle as long as an agreement can be reached with your creditors.
  • FEES:

 How much does it cost to file for bankruptcy relief?

  • Outside of very narrow circumstances, Attorney Fees for a chapter 7 are $875. Exceptions would be for businesses, cases with more than 40 creditors, or other complicated issues. The Filing fee for chapter 7 is $335. Also, if your only income is Social Security and you own no real property, and have no more than 20 creditors, Attorney fees are $699. 
  • You must also complete a credit counseling course and a financial management course for approximately $24 total.  

Chapter 13:

I am no longer accepting chapter 13 clients. I will happily refer you to someone that I respect and will treat you properly.

*The information above is very general. Bankruptcy relief offers many other benefits that we can discuss during your FREE CONSULTATION

The Law Office of Bram C. Bevins is a federally recognized debt relief agency. We help people file for bankruptcy under title 11 of the United States Code.   

The information you obtain at this site is not, nor should it be construed to be, legal advice. The information provided is intended to be informative in nature.  You are invited to contact our office through the website and we want to hear from you by means of phone calls, emails, and letters. However, contacting our office does not establish an attorney-client relationship.  Please do not send any confidential information to us until an attorney-client relationship has been established.






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